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Latest Update On MTN Xtratime / XtraByte Eligibility Status

MTN XtraTime is a service that allows eligible prepaid customers to borrow airtime on credit when they run out of airtime and pay back on their next recharge.

How To Be Eligible For MTN XtraTime Service

To be eligible for XtraTime service, the customer MUST:

  1. Be a Prepaid customer
  2. Have registered the number
  3. Have been on the MTN network for more than 3months
  4. Have spent at least N200 monthly for 3 months
  5. Have between N0 and N12 in their main account
  6. Pay up any outstanding XtraTime loan request

How To Check For Eligibility Status

To check if they are eligible for XtraTime service by;

Option 1

Dial *606# and selecting option 1; ‘Check eligibility’.

Option 2

Send SMS keyword: STATUS to 606

Option 3

Dial 606 then follow the voice prompt to confirm if you are eligible or not.

How To Borrow MTN XtraTime

Via *606#

To request for Xtratime Service via *606# Menu,

  1. Dial *606# and select XtraTime
  2. Then select your preferred amount from the list
  3. After selecting your preferred amount, the system will send you a message with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.
  4. Once you confirm your transaction, the system will deduct the service fee, credit your XtraTime account with the remaining airtime balance and send you a successful notification message.

Via 606 IVR

  1. Dial 606 and the system will play an announcement for you to select their preferred language, either English, Igbo Hausa or Yoruba.
  2. Upon selecting your preferred language, you will be required to select either XtraTime or XtraByte.
  3. Once you select XtraTime, the system will then play out all the airtime amount that you can borrow. You can then select your preferred amount from the list.
  4. After selecting your preferred amount, the system will then play an announcement with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.
  5. Once you confirm your transaction, the system will deduct the service fee, credit your XtraTime account with the remaining airtime balance and send you a successful notification message.

Important Note: You will be charged a service fee of 15% on every amount they borrow. The service charge will be deducted before the airtime loaned is credited into their XtraTime account.

Available Airtime Bands on MTN XtraTime Service

The available airtime bands on XtraTime are:

  • N25
  • N50
  • N100
  • N200
  • N400
  • N500
  • N750
  • N100
  • N1500
  • N2000
  • N3000

How To Check Your MTN XtraTime Account Balance

You can check their XtraTime account balance in the following ways;

Option 1

Via the *606# menu, select 4 ‘XtraTime Balance’ to view your account balance.

Option 2

Via 606 IVR menu: Simply dial 606, follow the voice prompt, press 5 and your account balance will be sent to you in an SMS.

Option 3

Via SMS: Text Balance to 606

More Information on MTN XtraTime Service

Other Points to note are;

  1. You can borrow another airtime even if you have an existing airtime loan to pay back as long as you are still within their credit limit.
  2. You will be able to pay back any outstanding amount by recharging via physical recharge, logical recharge, DYA, On Demand, airtime received from a friend through Share N Sell or received airtime through any other means.
  3. You will NOT be able to transfer airtime from their XtraTime account via MTN Share ‘n Sell or any other means to another customer’s account.
  4. In cases the subscriber recharges using a different recharge code, e.g. AWUF4U, the XtraTime credit borrowed will be deducted from the amount recharged then the balance or any associated bonus will be loaded into their respective dedicated accounts.
  5. The airtime borrowed can be used for all chargeable activities on the MTNN network, including but not limited to:
  • Voice calls
  • SMS
  • MMS
  • Prepaid Data Bundles
  • Premium rated services
  • MTN Backup
  • MTN Caller Tunez
  • MTN Play
  • Other current and future VAS services

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