Konga Merchant Account: Start Receiving Online Payments in Nigeria

Are you a business owner in Nigeria and want to start accepting payments online or in store from your customers? You can make use of KongaPay if you have registered to become a KongaPay merchant.

KongaPay helps you as business owner in Nigeria to accept payments from bank accounts, cards & KongaPay account and payout to sub-merchants in the case of market place merchants.

Once your registration for KongaPay merchant account has been approved by Konga, you will be able to have access to KongaPay in order to process online and offline transactions, just like you can with the likes of Paystack, VoguePay and other online payment processing platforms in Nigeria. No payment redirections away from your app or website ever. It’s a POS and more!

One cool feature of the kongaPay online payment gateway is ‘me-Commerce’. With this feature, you can take a photo of any item you want to sell and KongaPay will generate a payment QR code for you. Just like that, you will be able to share the QR code on your favorite social media sites to receive online payments from those that want to buy the item you are selling.

You can also get your KongaPay customers to pay from their KongaPay app or from, by supplying your merchant ID or merchant name and have them send money to your KongaPay wallet, using “Pay” menu on their KongaPay dashboard. As a merchant, you will also have access to KongaPay mPOS app which you can also use to collect offline payments from your customers.

What Are The Benefits of KongaPay To Businesses in Nigeria

  • Simple and Easy way of accepting payments
  • Fast and Easy Integration of SDKs and Web Plugin
  • Integrated machine learning based fraud prevention to help minimize risks and chargebacks
  • Seamless payment experience for your customers
  • Increase in revenue by allowing your customers setup recurring payments
  • Robust Merchant Admin to view all your transaction reports and track your revenue
  • Ability to do Bulk Payments to your staff from the Merchant Admin Portal

Requirements To Be KongaPay Merchant?

  • Business Name, Address and RC registration – Who are you?
  • Scanned documents of signatories (Memorandum of Article, CO2, CO7 and CAC) – Registered to run a business?
  • IDs and BVN of signatories – A simple validation exercise Business Bank Account – Where to settle your proceeds.
  • Passport Pictures of the Signatories

How Much Is KongaPay Transaction Fees for Merchants?

This depends on the merchant package type as the transaction fees differ. The minimum applicable transaction fees per package type are as shown below:

  • Receive Payment = 1.55% and capped at ₦2,000.
  • Bulk Payout = ₦100 per transaction.
  • Digital Goods = 1% cash back commission.

How To Register For KongaPay Merchant Account?

Simply Go to:

After successful registration, you will be provided with Live Credentials, which include a Merchant ID, Login and Password to the KongaPay Merchant Admin Portal.

How To Login To KongaPay Merchant Account?

You can login to KongaPay merchant account via :

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