MTN Nigeria is always there for its customers by ensuring they don’t get stranded in any form. With the existence of XtraTime (for borrowing Airtime) and XtraByte (for borrowing Data) already in existence, MTN has added another Value Added Service to its online loan scheme which allows its customers to borrow cash – MTN XtraCash Service.

What Is MTN XtraCash?

MTN XtraCash is a service that allows eligible customers access short-term Micro Credit loans via a USSD platform from their mobile phones.

How To Apply For MTN XtraCash Service?

Eligible customers can request for Xtracash by dialling the USSD code *606# and select XtraCash on the menu.

How Much Can I Borrow From MTN?


You can borrow N5,000 or N10,000 based on eligibility but this is applicable to only MTN customers.

How Do I Receive The Cash?

The Xtracash Loan amount would be credited into customers’ Diamond Yello Account. The MTN Xtracash loan maturity period is 30 days at an interest rate of 15%.

Kindly be patient as we will bring you details (FAQs) later, so stay tune.

What are you waiting for?

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  1. Why is it that I never in life took a loan from you company and you keep on sending me SMS for repayment. This is really too bad, disturbing my peace and killing my mobile phone battery.


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