User to user payments on WhatsApp are now available in India. The update is rolling out gradually to beta testers in the country, implies that a full release would be coming soon.

In harmony with earlier report, WhatsApp user to user payments are done through Unified Payments Interface (UPI) – India’s popular digital payment system, already embraced by all major banks and even some services in the country.

The adoption seems to be very simple and straight-forward. WhatsApp will be getting a new “Payments” tab in its settings menu, where you have to enter and verify your bank info and agree to a few service and privacy policies. The menu also holds a detailed log of your payment history, including the two parties and the bank involved.

The payments themselves are handles seamlessly as in-chat attachments. Pretty neat and a great step forward in aiding India’s drive towards a cashless digital economy. Considering WhatsApp’s formidable popularity across the country, the new payment system could indeed go a long way in popularizing UPI and the push towards convenient and secure digital transactions.

If you are keen on test-driving the feature, you need to be signed up to be a WhatsApp beta tester (use this link) and have an account at one of the supported Indian banks, which include Axis Bank, State Bank Of India, Yes Bank, ICICI Bank, and plenty more. Of course, you need a qualifying buddy to go through the same process and might have to wait a bit for the staged beta rollout to hit both your devices.

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