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Guaranty Trust Bank (GTB) have announces a reduction in charges for NIP (NIBSS Instant Payment) on their customers. The bank communicated this to its customers via SMS. The message read thus;

“Dear Customers, we have reduced the charges on NIP transfers. this means that, you now pay N40 only when you transfer money to other Banks via *737#” the bank announces.”

Nigeria Interbank Settlement System Instant Payment (NIP) is an electronic funds transfer. They are irrevocable funds transfer instruction. For you to be able to use NIP or NEFT to transfer funds, you must have a bank account.

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